T
TD1
Guest
It is a pyramid scheme. Pyramid schemes are doomed to fail because their success depends on the ability to recruit more and more naive parents. Since there are only a limited number of naive parents in a given community, all pyramid schemes will ultimately collapse. The only people who make money are those few who are on the top of the pyramid (i.e., DOC's).
I agree with you ECNL, there is some fuzzy math going on.